Public Adjuster Division

ATLAS PUBLIC ADJUSTERS
COMMITTED TO OUR CONTRACTOR PARTNERSHIP

Atlas is united with the expert needed to investigate and substantiate every type of loss. We often enlist the services of forensic meteorologists to help verify the cause of loss. Once we appropriately identified the cause of the loss, we will bring our team of unbiased experts to support and document the claim. We have as part of our team every expert that could be needed to investigate the loss. Whether it is attorneys, structural engineers, architects, certified industrial hygienists, certified water mitigation technicians, construction consults, component experts or some other experts, they are part of our team. The best way to obtain a full, fair, and efficient recovery for our mutual clients is to create an accurate and substantiated claim package.

There are 3 types of adjusters that could be involved in an insurance claim process.

  • “Company adjuster” means the insurance adjusters who are employees of an insurance company. They represent the interest of the insurance company and are paid by the insurance company. They will not charge you a fee.
  • “Independent adjuster” means the insurance adjuster who are hired on a contract basis by an insurance company to represent the insurance company’s interest in the settlement of the claim. They are paid by your insurance company. They will not charge you a fee.
  • “Public adjuster” means the insurance adjuster who do not work for any insurance company. They work for the insured to assist in the preparation, presentation, and settlement of the claim. The insured hires them by signing a contract agreeing to pay them a fee or commission based on the percentage of the settlement, or other method of compensation.

WHAT SERVICES DO WE OFFER?

Atlas will use whatever vehicle is appropriate to ensure a full and efficient settlement. At times Appraisal is the answer and other times litigation may be the only solution. We are aligned with a successful policyholder law firms. We have a winning team; no matter what it takes there is no other team that can offer such full and complete compliment of service.

WHY DON’T I JUST HANDLE IT MYSELF?

Most people do not know how to read insurance policy or how policy terms are interpreted. In most states a contractor is not supposed to know or argue the terms of the policy. Further, every person sees different damages, depending on their experience and education. That is why a team is needed. Our experts know the policies and know how to investigate a loss. The insurance company has a trusted team, shouldn’t you?

Also, consider the learning curve to master the intricacies of all the parts of insurance claims, time you could be spending doing what you do best. If you are not experienced in the intricacies of insurance policies, this could be very expensive “on the job” training! Quite often, not understanding the policy language completely or not applying the coverage’s properly results in costly errors. You don’t know what you don’t know.

WHY CAN’T I WAIT FOR THE INSURANCE COMPANY TO MAKE AN OFFER?

Allowing the insurance company to set its reserves without your input makes it harder to convince the insurance company to pay more later. You must convince that insurance adjuster that he or she was wrong after they have made their recommendations to their bosses. Never an easy job.

AFTER YOUR FEE WILL THERE BE ENOUGH INSURANCE PROCEEDS TO DO THE JOB?

Atlas’ team will review all the coverage afforded by the policy and investigate all the damages. We will then create a detailed estimate and claim package. Before the claim package is presented to the carrier, we will review it with you and our mutual client. Through this process, you and the client will know, all the damages sustained have been fully documented and presented to the insurance company and all the benefits afforded by the policy have been invoked.

WILL YOU SECURE MY CLIENT, SO THEY DON’T GO WITH SOMEONE ELSE?

Yes, we make it clear to our client that we work with you and you are part of the team. We will recognize all contracts you have with the client and will do nothing to interfere with that contract. When the insurance company sends the check with Atlas name included as payee, we will contact you and with a distribution letter you get signed by the client. We will send you the insurance proceeds after.

NEED HELP CLOSING A CLIENT WE ARE THERE? NEED HELP ASSESSING DAMAGE TO A FLAT ROOF? NEED HELP TRAINING YOUR TEAM? WE ARE THERE!